UFCW Local 1776 Benefit Funds

Medical
Who is Eligible?
You, your spouse, and your dependent children may be eligible for medical benefits through the Fund.
When Can I Enroll?
Initial eligibility depends on your Collective Bargaining Agreement (“CBA”). But, generally, you can expect to wait for a minimum of 30 days before enrolling in a medical plan option.
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Each year, during open enrollment, you may have the opportunity to select a medical plan option or make changes to your current plan and/or dependents, effective the following plan year.
Can I Make Changes Mid-Year?
Each year, your medical plan election will continue in effect for the entire plan year. You will not be able to make any changes until the next annual open enrollment period, except on the occasion of certain "Qualifying Life Events" ("QLEs"), such as:
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a change to your marital status (such as marriage, divorce, legal separation, or the death of your spouse);
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a change to the number of your dependents (such as birth, adoption, placement for adoption or death of a dependent);
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a change in your dependent’s eligibility status due to age;
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a change in employment status, worksite, or work schedule of an employee, spouse or dependent that results in a gain or loss of eligibility for health coverage (including switching between full-time and part-time employment);
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entitlement to Medicare or Medicaid (applies only to the person entitled to Medicare or Medicaid);
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a change to comply with a state domestic relations order pertaining to coverage of your dependent child;
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a change in your, your spouse’s or your child’s eligibility for COBRA coverage; or
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a change in your spouse’s or child’s coverage during another employer’s annual enrollment period when the other plan has a different period of coverage.
You must request a change to your medical plan election within 30 days of the occurrence of a QLE. If you do not request a change within such 30-day period, you will not be able to make a change until the next annual open enrollment period. Any changes must be made on account of, and must correspond with, the reason for the change. You may also have special enrollment rights under other circumstances. Please refer to the “Other Federal Law Requirements” section of the Summary Plan Description for more information on special enrollment rights. You should contact the Fund Office within 30 days of the occurrence of a QLE to make a mid-year change to your medical plan election.
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