You must file a claim with the Fund Office within seven days from the date you become disabled by following the procedures identified below.  If you do not file the claim within seven days from the onset of the disability, a disability benefit will not be paid for the period from the onset of the disability through the date on which you actually file the claim with the Fund Office.

 

You must also remember to notify your employer of your injury or illness immediately so that your employer can complete the Health and Accident Report form and return it to the Fund Office within four days of your absence.  If your employer does not submit the Health and Accident Report form to the Fund, the payment of your disability benefit may be delayed.

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You may file a claim for a disability benefit by either  calling the Fund Office Disability Hotline OR submiting a Disability Claim Form in writing to the Fund Office.

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Steps to Apply

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1. Obtain an "Employee Accident & Sickness Disability Claim Form" ("Employee Claim Form") from your employer, from the Fund Office, or by downloading a copy from the Fund’s website. 
    

2. Complete the claim form and send it to the Fund Office.
    

3. Have your doctor complete the form titled “Physician Accident & Sickness Disability Claim Form” (Physician Claim Form") and send it to the Fund Office.
    

4. Submit the completed claim form to the Fund Office within seven days of the onset of the disability. 
    

5. Your claim will not be processed for payment until the Fund Office receives the completed Employee Claim Form and the completed Physician Claim Form.

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It is critical to report a disability, whether work-related or not, to the Fund Office within seven days of the onset of your disability.  Failure to comply with this deadline may result in the denial of some or all of your disability benefit.